How is my reimbursement calculated?

Figo pays off the actual veterinary bill not from a benefit schedule. Unlike some of our competitors we also cover the veterinary exam for any covered accident or illness.
 
Figo calculates your reimbursement by doing the following:
 
Once you submit the claim form and vet bill, we first apply your copay (what you are responsible for) to the balance. Next, your chosen deductible amount would be applied and the remaining is amount you will be reimbursed.
 
An Example: If you have a $1,000 veterinarian bill we would first apply a 10% co-pay (if that is your chosen co-pay). Your deductible (the deductible that you chose when you enrolled), let's say $50, would then be applied. The remaining $850 would be reimbursed to you by Figo.

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